Your Questions, Answered

We start with a free strategy call to understand your credit profile and goals. From there, we build a personalized plan that may include credit optimization, profile cleanup, and funding preparation—based on your situation.
Getting started is simple. Reach out through our contact form or schedule a call—we’ll walk you through the next steps and answer any questions along the way.
Every profile is different. Some clients see changes in the first 30–60 days, while others may take longer depending on credit history, accounts, and responsiveness from creditors and bureaus.
No. Credit outcomes depend on many factors outside our control. What we do guarantee is a compliant, strategic approach tailored to your profile and goals.
We offer flexible pricing based on project type and complexity. After an initial conversation, we’ll provide a transparent quote with no hidden costs.
Yes. We work with a wide range of credit situations, including low scores, collections, charge-offs, and limited credit history. Your strategy will depend on what’s realistically achievable.
Yes. All services follow federal credit laws, including the Fair Credit Reporting Act (FCRA). We use dispute strategies and credit optimization methods that are fully compliant.

Disputes and optimization strategies may temporarily affect scores, but the goal is long-term improvement. We explain risks before moving forward.
Yes. Client participation matters. This may include verifying information, responding to requests, and maintaining responsible credit behavior during the process.
CrediVerse focuses on education, strategy, and compliance—not hype. We help clients understand their credit and funding options so they can make informed decisions.
Not always, but personal credit often plays a role in early-stage business funding. In many cases, both strategies run in parallel.
Personal credit funding is financing obtained using your individual credit profile, such as personal credit cards, personal loans, or lines of credit issued to you as an individual. Approval, limits, and terms are based primarily on your personal credit score, income, and financial history.
Business funding, on the other hand, is financing obtained through a business entity (like an LLC or corporation). Depending on the stage of the business, approval may be based on the business’s credit profile, revenue, and structure — sometimes with a personal guarantee, and sometimes without as the business becomes more established.

Possibly. Some funding options focus less on personal credit and more on business structure, revenue, or alternative factors. Eligibility varies by lender and profile.
There is no fixed amount. Funding depends on your credit profile, income or business structure, time in business, and lender requirements.
Yes. We help clients properly structure their business and build business credit profiles that may open access to EIN-based funding over time.
No. Building fundable business credit typically takes time and proper setup. We focus on long-term funding access, not shortcuts.

Have questions? Book a free consultation.